The early onset Alzheimer’s diagnosis was a shock. Who would step in as Conservator and where would resources for helping the family member come from? It can be quite the balancing act. Situation: Cathy never expected her Aunt Trish would ever have needs. She was always super independent and someone she looked up to. So, [...]
Jessica has a good pension to augment her social security. But when larger expenses arise, she’s concerned her retirement safety net isn’t strong enough… Jessica has enough income to cover regular expenses in retirement. But, when larger, unplanned costs started to crop up, she became concerned that her retirement safety net was not quite strong [...]
It takes persistence and the right team members to help you find and secure your forever home. Conscientious, experienced and diligence in your Realtor and Loan Officer is invaluable when looking for a home closer to family in retirement. Sharon faces some health issues. That makes it harder to [...]
With all of the things we do to take care of our loved ones, it’s important to have support! And, confidence in your retirement finances helps. For caregivers in retirement, a reverse mortgage helps takes away a huge worry. The Story: David is a busy guy. Sarah, his lovely wife, and an adult child are [...]
Radio show interview with Host Kim Dodge, NMLS 186099/1850 Reverse Mortgage Success Stories with Kim Dodge & Des Lenz, Director, American Pacific Reverse Mortgage Group. Are you wondering how other retirees have used a Reverse Mortgage? Listen to this podcast and hear some creative ways others have tapped into this unique financial tool. https://soundcloud.com/retirement-ready/reverse-mortgage-success Contact [...]
Hire a Professional Moving Company that will take extra care and patience needed when moving a senior. Moving is often very stressful for anybody. But when you’ve been in the same house for 30, 40 even 50 years, it is especially hard. Spencer Scott of Willamette Express talks to Kim Dodge about their unique services [...]
When selecting a Mortgage Lender, make sure that the right questions are being asked of you. Usher Financial Group partners Andrew Usher and Kim Dodge discuss the importance of selecting the right mortgage lender when it comes to a Reverse Mortgage. Kim understands the features of this unique loan. She explains what a homeowner should expect during [...]
A lot of people start to get skittish about home buying when they hear interest rates rising, so I want to take a moment a remind our listeners of a few things. Let me start by reframing the position of the home buyer by taking this perspective…Your buying POWER has almost never been higher… https://soundcloud.com/retirement-ready/rising-rates-your-home-purchasing-power-with-kim-dodge-mortgage-advisor [...]
There are protections in place to protect consumers when getting a reverse mortgage. The HUD Counseling is mandatory for people seeking reverse mortgages. “HUD stands for Housing and Urban Development and the counseling is in place to protect the consumer” Says Kim. In this interview Kim Dodge talks with her colleague Des Lenz, who is the Director [...]
For the Non-Borrowing Spouse in a Reverse Mortgage there are important protections in place. In this interview, Kim Dodge, of Usher Financial Group talks with Des Lenz, Director, at American Pacific Reverse Mortgage Corporation. The topic is on the benefits and protections for the reverse mortgage borrowers called the Non-Borrowing Spouse Rules. The Bureau of Housing [...]
