When selecting a Mortgage Lender, make sure that the right questions are being asked of you. Usher Financial Group partners Andrew Usher and Kim Dodge discuss the importance of selecting the right mortgage lender when it comes to a Reverse Mortgage. Kim understands the features of this unique loan. She explains what a homeowner should expect during [...]
A lot of people start to get skittish about home buying when they hear interest rates rising, so I want to take a moment a remind our listeners of a few things. Let me start by reframing the position of the home buyer by taking this perspective…Your buying POWER has almost never been higher… https://soundcloud.com/retirement-ready/rising-rates-your-home-purchasing-power-with-kim-dodge-mortgage-advisor [...]
There are protections in place to protect consumers when getting a reverse mortgage. The HUD Counseling is mandatory for people seeking reverse mortgages. “HUD stands for Housing and Urban Development and the counseling is in place to protect the consumer” Says Kim. In this interview Kim Dodge talks with her colleague Des Lenz, who is the Director [...]
For the Non-Borrowing Spouse in a Reverse Mortgage there are important protections in place. In this interview, Kim Dodge, of Usher Financial Group talks with Des Lenz, Director, at American Pacific Reverse Mortgage Corporation. The topic is on the benefits and protections for the reverse mortgage borrowers called the Non-Borrowing Spouse Rules. The Bureau of Housing [...]
Are you helping a senior in your life manage their medical care? Joyce Sjoberg, owner of Aging Advisors PDX discusses with Kim Dodge of Usher Financial Group about her professional care management and elder care assessment services. Aging Advisors is a geriatric care and adult home assistance firm that is located here in Portland Oregon. [...]
What should a homeowner expect from a COMPLETE CONVERSATION with a REVERSE MORTGAGE LOAN OFFICER? In this interview, Andrew Usher, Mortgage Consultant with Usher Financial Group joins Kim Dodge to discuss the important questions that need to be asked when considering a Reverse Mortgage. You will be more than surprised at what should be discussed. [...]
Staff-Joyce Sjoberg Aunt Gladys was ahead of her time. The 92-year-old has made several life altering transformations, including moving from Idaho to Seattle to Portland where she and her husband built their own house, going to work in the 1950s at KGW radio before it became a TV station, and enrolling in nursing [...]
Create a space for the one you love Physical activity and social engagement are well-known secrets to graceful aging and retaining one’s sense of self later in life. Even a short visit to a garden can lower blood pressure, improve vitamin D absorption, improve stability, and help with better sleep patterns. Nature can provide spaces for temporary escape (actual or visual), and [...]
Reverse Mortgage helps pay medical costs for homeowners 62 and older. Kim welcomes Des Lenz, Director, at American Pacific Reverse Mortgage Corporation. Kim and Des discuss options on how to use the equity in your home to help pay for medical expenses. An illness or accident could be catastrophic for an older member of your family. Kim [...]
By Jack Rubinger, Home Instead Senior Care Barbara Murphy was in full crisis mode on a Friday afternoon in the spring of 2012. Barbara was a trustee for her friend Sue, age 74, who was rapidly declining due to dementia. Sue’s husband was unable to cope with the situation. The race was on and Murphy [...]
